Well, tonight is the night. I'm driving up to Rantoul after work to drop off my down payment for my new car. The insurance company still hasn't sent my settlement check yet, but my sister-in-law has graciously lent me the money. USAA General is sending the settlement check directly to her anyway, because she's still the legal owner of my trashed Altima. You see, the post office lost the title when she mailed it to me a couple of months ago, so she had to file for a replacement. By the time she received the new title and mailed it to me, I had already crashed the car, and it didn't seem prudent to transfer over to me the title to a car that basically no longer existed. The loan from my sister-in-law came in last Saturday's mail, so time to drive up tonight and write that big check. I hope I don't sweat too much.