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Johnny LaRue's Crane Shot
Tuesday, October 25, 2005
I Am Waiting
Just waiting for Game 3 of the World Series to start soon. I wanted to post the latest in my car saga, not that there's much to post. An assessor from the insurance company checked out my car yesterday and left a message informing me that it was a "total loss." Not an unexpected finding, but one that still sucks. It was a decent car, got decent gas mileage, was not going to fall apart for a long time, had plenty of room for passengers and cargo, and was basically paid for. Now I have to figure out whether to buy an inexpensive used car or buy something newer, which will be harder for me to afford. It all depends, I suppose, on how much I can get from the insurance company, which means I have to depend on them to be honorable. We'll see. Meanwhile, I still feel okay. I have a lingering discomfort in my neck and shoulder area and in the back, but nothing serious. It feels like I slept wrong or something like that, just a nagging thing.

Posted by Marty at 6:36 PM CDT
Post Comment | View Comments (4) | Permalink

Tuesday, October 25, 2005 - 10:42 PM CDT

Name: kt-design

is that really what the insurance person said? a total loss? or that the car was totalled?

ask them if they will give you black book or blue book price. hopefully blue book.

maybe you'll get more money than you spent. then you can sell the cav and buy a sweet flippin ride so you can come up and visit the cohens.

Wednesday, October 26, 2005 - 1:36 AM CDT

Name: Marty McKee

Car is totalled. I was sure I'd get a call from the insurance company today. Er, yesterday. I'll call them today if I get a chance. If I can stay awake.

Wednesday, October 26, 2005 - 6:23 AM CDT

Name: Trainguy

Just threaten them with a lawyer. Insurance companies hate lawyers and will usually settle up fairly quickly once has been brought into the situation (or threatened to be brought in). Worked for my accident years ago. The other driver was 100% at fault but her insurance was dragging their feet for weeks. One phone call about a lawyer being involved and the settlement check was mailed within a week!

Wednesday, October 26, 2005 - 11:45 AM CDT

Name: Z-man

If you get a chance take a look at Kelly's Blue Book as well as NADA. I think that the NADA values for automobiles are higher most of the time than that of Kelly's Blue Book.

If you haven't had a problem yet with the insurance company I wouldn't use the lawyer threat yet. It does take time to process a claim. If the assessor called you yesterday after looking at the car it is quite possible that the claim handler has not recived the report yet. Since they are paying for the rental they will offer a settlement as soon as they can. Beside you are still driving around in the rental and nothing parties like a rental.

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